Matt

Matt

Founder of P3 Lending & P3 Labs
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The Surgeon General called loneliness an epidemic. We built an answer. Velour finds real people doing real things near you — hiking, cooking, board games, yoga — in person, in your city. No algorithm. No feed. No followers. Just small groups (max 12) showing up together. Because 847 connections online doesn't mean you have someone to grab dinner with.
Velour
VelourThe app that wants you to put it down
Join thousands of smart shoppers who save $200+ per transaction by buying and selling phones, electronics, and more in their neighborhood.
PacMac Marketplace
PacMac MarketplaceeBay meets Tinder — a faster way to trade
Ice Watch turns community reports into a verified, real-time sector map—so neighborhoods can spot what’s happening now and respond faster. 
Ice Watch
Ice WatchReport and Safety Network
Matt started a discussion

Feedback request: map-first community safety updates—what would you add/remove? 

Hey PH 👋 — I’m building Ice Watch, a community safety network that defaults to a sector map showing verified activity in real time (map-first, quick signal, less noise). I’d love feedback from builders + community folks on a few product decisions: Verification: What should qualify as “verified” in a community-driven feed? (e.g., multiple independent reports, trusted contributors, time/geo...

P3 Lending Developer API – Dashboard, usage, API keys, and docs. P3 Lending Protocol is a reputation-based credit marketplace for Web3. Borrowers build portable trust through verified actions and repayment history, unlocking better rates over time. Lenders get a portal + API to underwrite with real signals beyond FICO, with escrow-ready rails and compliance-minded controls for an MVP that can scale.
P3 Developer Dashboard
P3 Developer DashboardA credit layer for Web3: verified actions → better rates
Matt started a discussion

Credit based on Character, not History.

P3 is a “credit layer for Web3”: verified actions → better rates. Stack-wise we’re mixing on-chain contracts with off-chain verification + scoring, exposed through a lender portal and API. If you’re a dev: what endpoints would you want first? Trust score lookup Loan/escrow create Repayment + history Risk model inputs/exports I’ll prioritize based on what you comment.

Matt started a discussion

New here — I’m Matty. Building P3 (reputation-based lending for Web3)

P3 is a “credit layer for Web3”: verified actions → better rates. Stack-wise we’re mixing on-chain contracts with off-chain verification + scoring, exposed through a lender portal and API. If you’re a dev: what endpoints would you want first? Trust score lookup Loan/escrow create Repayment + history Risk model inputs/exports I’ll prioritize based on what you comment.

Matt started a discussion

What should we build next for P3’s developer dashboard + API?

Hey Product Hunt, I’m Matty, building P3 Developer Dashboard. P3 is a credit layer for Web3: verified actions → better rates. I’d love feedback on: Which signals should matter most for trust scoring? (on-chain, off-chain, identity, repayments) What’s the #1 API endpoint you’d want first? (score, escrow, loan create, risk model) What would make you trust a reputation-based lending marketplace?...