Maik Klotz

Maik Klotz

simplebankingsimplebanking

About

I’m Maik Klotz, a German fintech and payments nerd and LinkedIn Top Voice who built simplebanking to give people a clearer, calmer view of their money. Directly from the Mac menu bar, powered by secure European open banking infrastructure (YAXI) With simplebanking I turn messy banking data into a minimalist experience: no new account, no extra portal, just live balance, transactions, spending heatmaps and subscription insights where you already work – on your desktop. I deliberately design against feature bloat: most banking apps want you to do more, I want you to actually realize what comes in, what goes out, and what stays.

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Maker History

  • simplebanking
    simplebankingYour bank balance in your Mac menu bar
    Mar 2026
  • 🎉
    Joined Product HuntJune 22nd, 2020

Forums

Maik Klotz

16d ago

simplebanking - Your bank balance in your Mac menu bar

simplebanking shows your bank balance directly in your Mac's menu bar. Connect your bank via Openbanking and see your balance update in real-time without opening any apps. ✨ Features: • Menu bar widget with live balance • Search all transactions instantly • Automatic subscription detection with cancellation links • Financial Health Score (3 rings: income, savings, stability) • MoneyMood heatmap for spending patterns • Multi-banking support (Sparkasse, N26, ING, Volksbank, etc.)
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