Never miss a credit card payment or pay interest again. Credit Ninja is a spreadsheet that tracks all your cards in one place – no bank logins, no subscriptions.
• Payment calendar + payday planner for every due date
• Utilization tracker: what to pay before statements close
• Best card per spending category to maximize rewards
• Debt payoff planner (avalanche or snowball) with your debt-free date
Works in Google Sheets and Excel. Lite, Pro and Bundle editions.
