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SmartSarmaaya is the first app merging Islamic values with behavioral science. It features the unique Sabar Box (The Patience Vault) to curb impulse buys and Sarmaaya-e-Aakhirat (Eternal Wealth) for seamless Zakat management. Unlike others, we use a 4-stream budget—Needs, Wants, Invest, AfterLife—backed by AI seasonal forecasting. With family syncing and gamified patience, it doesn't just track spending; it purifies wealth. Your money, managed with Barakah (blessing from God).
Smart SarmaayaRedefine Your Relationship with Money.
Maham Ejazleft a comment
Hi Everyone I'm the maker behind SmartSarmaaya. I realized that most personal finance apps optimize for convenience (by auto-syncing everything), but they often lead to a detachment from our spending. I wanted to build something that brings mindfulness and values back into the equation. SmartSarmaaya is the first app designed for the "Akhirah-conscious" investor. We’re doing things differently:...
Smart SarmaayaRedefine Your Relationship with Money.



