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Control your spending, track goals and organize your finances - all via WhatsApp, 24 hours a day!
Theo helps you track expenses, gives you reminders and tips on how to save, and allows you to plan for your financial goals.

Theo Financial AssistantMoney can feel chaotic. Theo helps you fix that.
Luiz Di Gradoleft a comment
We built Theo because managing money shouldn’t feel this hard — yet for most people, it does. We kept seeing the same pattern: people want to be financially organized, but traditional finance tools feel complicated and disconnected from how we actually live. Most Gen Z don’t actively track their finances, and when they do, it’s often with spreadsheets or their notes app. The result? No real...

Theo Financial AssistantMoney can feel chaotic. Theo helps you fix that.
