Money tracking shouldn’t feel like homework. With Zoe, you just type what you spent — “Lunch 320”, “Cab 180”, “Groceries 2k” — and it’s instantly structured for you using AI. Built as an indie iOS app with a focus on simplicity, speed, and privacy. Would love feedback from the PH community on: • Is typing expenses better than forms? • What would make this indispensable for you?