SheetVault is a tiny store of spreadsheet templates that do real work: budget planners, a couple bill-splitter that splits shared expenses by income share, a 52-week savings challenge, a job-offer compare matrix, a mortgage payoff planner. Every file ships with working formulas and demo data — no broken macros, no PDF-lookalikes. Payments are USDT (TRC20), no account or email needed. And there's a genuinely free Budget Planner Lite: direct download, no signup, no email wall — try it first.
