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Karthik Kadambileft a comment
👋 Hi Product Hunt! I’m the maker of OptimalSwipe. I built this because I wanted a way to optimize card rewards without sharing my financial data with anyone. Most “best card” apps require bank logins, central servers, or data collection tied to affiliate incentives. OptimalSwipe does the opposite, your cards and transactions live entirely in your private iCloud Drive, and all recommendations...

OptimalSwipeAlways swipe the right card. Maximize rewards, privately.
Stop guessing which credit card to swipe. OptimalSwipe tells you the best card for every purchase, privately and on-device.
Your cards and transactions live in your private iCloud Drive. Recommendations run locally using smart built-in rules and a fast Apple Shortcut. Trigger both from the app screen, or run the Shortcut directly for instant suggestions. No bank logins. No servers.
Installable as a PWA on desktop and iPhone. Maximize points or cash back.
Early, opinionated, privacy-first.

OptimalSwipeAlways swipe the right card. Maximize rewards, privately.
