I wear a WHOOP. I've coached people on movement and sleep for many years and I still can't answer that question for myself. The algorithm is locked. You get a number, you trust it, you stop there.
When we built Open Wearables, we decided the scoring layer should work differently. Sleep Score and Resilience Score shipped in v0.5 - every coefficient, every threshold, every weighting is in the repo and you can fork them, tune for endurance athletes or elder care or clinical populations. Moreover, you run them on your own infrastructure and the same algorithms feed the MCP layer so AI coaching can cite the actual data behind a recommendation instead of approximating.
Mine says 68 today. Green zone apparently. But 68 out of what? Compared to what baseline? Why 68 and not 71? Should I train hard or take it easy? The app doesn't say. It just shows me the number and a vague color.
Most wearables give you a score with zero explanation of how they got there. Black box. Proprietary algorithm, tuned for some average user that probably isn't you. You either trust it or you don't, but you have no way to verify it either way.