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Joseph Johanssonleft a comment
Hey ProductHunt! I'm Joseph, the builder behind Cinderfi. I started this project because I was frustrated using separate tools for budgeting and retirement planning. YNAB tells me I overspent on dining but so what? Boldin tells me I can retire at 62 but disconnected from my actual spending. Neither tool answers the question I actually care about: how does my spending today affect when I can...

CinderfiBudgeting, retirement, and tax optimization in one app
Cinderfi is the first tool that connects daily spending decisions to retirement outcomes. No existing product bridges both worlds. Budgeting apps (YNAB, Monarch, Copilot) track spending but ignore retirement math, while retirement planners (Boldin, ProjectionLab) model projections but have no idea what you actually spend.

CinderfiBudgeting, retirement, and tax optimization in one app
