BudgetPal AI is an early-access personal finance tool that helps people understand their spending, cash flow, and upcoming risks — without spreadsheets. Connect your accounts, and BudgetPal summarizes your money in plain English. It highlights where your money goes, warns you about low balances or upcoming bills, and helps you avoid late fees. This is an early version with a working demo, and we’re actively shipping improvements. We’d love feedback from the community.