All activity
Most debt apps optimise for numbers. RAYN was built to optimise for how it feels to pay off debt over time. I built it after relying heavily on spreadsheets during my own debt payoff journey — they worked, but killed motivation. RAYN is calm, offline-first, and private: no accounts, no ads, no tracking, no bank connections. Track debts, see your debt-free date, compare snowball vs avalanche, and forecast progress with clarity, not shame.
RAYN: Calm Debt TrackerTrack debt with clarity, not shame. 100% private & offline.
Jacob Patersonleft a comment
Hey everyone - I’m Jacob, the indie dev behind RAYN. I started building RAYN during my own debt payoff journey. I was using spreadsheets, and while they worked, they made the process feel like homework and slowly drained motivation. Most finance apps I tried felt similar - lots of pressure, loud visuals, or required bank connections I didn’t want. RAYN is my attempt to build something calmer:...
RAYN: Calm Debt TrackerTrack debt with clarity, not shame. 100% private & offline.