XMLBridge is a free all-in-one XML tool - runs entirely in your browser, no data sent to any server. → Convert XML to HTML, PDF, Excel, JSON → Validate XML against any XSD schema → Apply XSLT transformations → Generate XML from XSD schemas → Generate SEPA payment files (pain.001 ISO 20022) from a form or Excel/CSV → Converter Nacha payment files to SEPA (pain.001 ISO 20022) Free. No registration. No data stored. Available in French, English and German.