Free portfolio optimizer with 5 methods (Max Sharpe, Min Variance, Risk Parity, HRP, Black-Litterman), 27 asset classes, Monte Carlo simulation, and 23-year backtesting. Powered by J.P. Morgan's 2026 Capital Market Assumptions. Built for advisors, self-directed investors, and FIRE planners who want institutional-grade tools without institutional costs. Multi-currency support. No signup required. No credit card. All free.