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The real estate route is often described as costing “US$200,000,” but that description conflates the property investment with the government fee. The minimum qualifying investment in an approved project is US$200,000, and it must be held for at least three years. If the property is later sold to another CBI applicant, it must have been held for at least five years before it can qualify that subsequent purchaser. Government approval of a project confirms programme eligibility, not rental income or capital appreciation, a distinction official guidance repeats.