Introducing.... Credicated! - The easy way to keep your credit (and debit) cards open and active to help build credit, avoid account closure, and easily nail min transaction requirements!
Let me back up a bit.
I opened my 1st credit card (Bank Of America) a few days after I turned 18.
After having that beginner card for a few months I was able to get approved for an AmEx card, followed by Chase, CapOne and all the rest.