Chad Nelson

Building Bankless Budget

About

I wanted my budget to track itself without handing my bank login to an app, so I'm building Bankless Budget. It's a budget tracking tool that works from the alert emails your bank already sends.

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Maker History

Bankless BudgetBudget from your bank's alert emails. No bank logins, ever.
Nov 2026

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Joined Product HuntOctober 27th, 2026

Forums

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3d ago

Which banks send you an email for every purchase?

I'm building Bankless Budget, a budget app that reads the purchase alert emails your bank already sends instead of connecting to your bank account. It launches here on Tuesday.

Manual-entry apps never worked for me. I'd forget a receipt here and there, so my tracking was never 100% accurate. Every automatic app I found wanted access to my actual bank and credit card accounts, which always seemed like more access than it needed. My first try was uploading statements, but that meant keeping a parser for each bank's layout, and it was never real time. So now AI reads the alert email instead.

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2d ago

Bankless Budget - Budget from your bank's alert emails. No bank logins, ever.

Bankless Budget turns the purchase alerts your bank already emails you into a categorized budget. You route them to a Gmail label, it reads only that label, and Google's Gemini pulls out each purchase. No bank login or account linking. Free plan available.