When I started Concrete, I thought growth meant hiring more sales reps.

Wrong....

I learned that scaling sales is about systems, not headcount.

Over the last year, we built APOS an AI-powered outreach machine that:

If you ve ever created multiple templates just to handle tone, format, or audience changes you know how messy it gets.

Slashit App s Dynamic Template Variations keep things clean.

Here s how it works:

1. Create one base template.

2. Add a /command when you use it (like /formal, /casual, /brief).

3. Instantly get a variation tailored to your need without editing the original.

July report for Refgrow

MRR: $296 (+$134)

Paid users: 30 (+6)

We re working on smart home tech that aims to be invisible, useful, and quietly perfect in the background.

It s got me thinking

The recent news about Intergiro losing its e-money license in Sweden due to serious AML compliance issues has thrown many businesses into uncertainty. Companies depending on Intergiro now face frozen accounts, blocked payments, and disrupted fintech integrations.

I ve been following discussions and noticed many businesses are actively switching or exploring fintech alternatives. Here s a quick list of reliable providers mentioned frequently:

• @Wise Great for international transfers, transparent fees, reliable compliance.

• @Spendbase Quick onboarding, strong compliance record, forever-free virtual cards, and they offer immediate migration support.

• @revolut Business Widely trusted, seamless UX, robust AML and regulatory compliance.

• @Stripe Good for payment processing with solid reputation and compliance practices.

• Payoneer Common among global freelancers and businesses, strong compliance record.

Have you found any specific challenges or tips that could help others facing the same situation?