I m currently preparing for the official global launch of Nexmy on Product Hunt, and I wanted to share a bit of the backstory behind it.
To be completely transparent, I don't come from a traditional software engineering background. I am a solopreneur who built this entire Android application by closely collaborating with AI tools like GitHub Copilot.
I built Nexmy because I was frustrated with modern finance apps. They all want my email, my cloud registration, and access to my bank account. I wanted the exact opposite: a sanctuary for my data. Nexmy is 100% offline-first. No accounts, no internet required, full local encryption. It tracks budgets, compound interest, mortgage amortization, and even BNPL (Buy Now Pay Later) plans.
Stop leaking financial data to the cloud. Nexmy is a 100% offline budget & BNPL tracker with zero accounts. Manage finances, simulate interest, export PDF reports, and talk to Smarty—a lightweight, local AI assistant running entirely on your device.