Most people are saving for retirement, but few can tell you if it's enough. Calm Sea maps the whole journey: what you own and owe today, how your wealth grows and debts shrink, and how long your money lasts once you stop working.
• Net worth across property, shares, retirement accounts and loans
• FIRE date projections that update as you tweak assumptions
• Retirement drawdown with Monte Carlo stress-testing
• No bank linking. Free plan, ~5 min setup