Most apps like this route audio through a virtual driver (BlackHole, Loopback), which means installing something and rerouting your whole system's sound. Lo-fi Anything skips that. Pick one app, it just works: no installer, no reboot, no system audio changes.
One-time $5, 3-day trial, no account, no subscription. The effect chain goes deeper than a typical lo-fi filter: tape saturation, EQ, warp, reverb, flutter, crackle, tremolo, six presets or manual control.