Paybot lets you send money to Nigeria or across the UK by typing a message on WhatsApp. No app, no forms. Text "Send £20 to mum" and Paybot handles the rest — finds the recipient, shows the FX rate and fee, confirms with PIN and OTP, and delivers the money. Built for the African diaspora tired of slow, expensive transfers. Transparent fees, real-time rates, and security — all inside a chat you already use.