Honestly, most "time is money" apps just turn your spending into work hours. Mine flips it. Every waking minute is a coin, around 960 a day, and you either capture them by logging what you did or they're gone at midnight. Logging is the part everyone quits over, so it's voice first: say "deck for an hour, then gym" and it lands as a clean timeline. No screen time spying, no judgment. It just asks one question: can you account for your day?