ClearFiledTax shows US workers what the new federal tips and overtime deductions (2025–2028) are actually worth. Free calculators apply the $25,000 tips cap, the $12,500/$25,000 overtime-premium cap and the MAGI phase-out; a refund estimator compares tax with and without the deduction. No signup, inputs stay in your browser, and every figure is sourced to 26 USC 224/225, Schedule 1-A and IRS notices.
