Ann Sri
All activity
YNAB costs $109/year and keeps raising its price. GoldFrame Budget is the offline alternative. Zero-based envelope budgeting in a single HTML file. No account. No bank sync. No subscription. Your financial data never leaves your machine. Open the file. Set your income. Assign every dollar to an envelope. Done in 60 seconds. Includes transaction logging, monthly rollover, net worth tracking, and 8 currency support. Free to download. $19 once removes the watermark permanently. You own it forever.
GoldFrame Budget
GoldFrame BudgetYNAB costs $109/year. This costs $19. Once. Forever.
Ann Sristarted a discussion

I built an offline budgeting tool because I got tired of paying $109/year to be told I'm broke

YNAB hits $109/year now. That's more than my Netflix, Spotify and a bunch of other subscriptions combined. For envelope budgeting. Which is literally just math. So I built GoldFrame Budget. Single HTML file. Opens in your browser. No account. No bank sync. No subscription. Your financial data never touches a server — it lives on your machine. Zero-based envelope budgeting, transaction logging,...

GoldFrame Agency Suite replaces common freelance SaaS tools with five standalone HTML apps that run locally in your browser. Create invoices, proposals, contracts, track expenses, and manage project roadmaps without subscriptions or logins. Just open the file and start working — your data stays on your machine. Just open the file in your browser and work.
GoldFrame Agency Suite
GoldFrame Agency SuiteRun your freelance business without SaaS subscriptions