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Ann Srileft a comment
YNAB was $50/year in 2015. It's $109 now. 118% increase. Zero significant new features. I got tired of paying annually for something that does simple math. So I built GoldFrame Budget — envelope budgeting in a single HTML file. No cloud, no bank sync, no account. Just open it and budget. Free to download. $19 once to unlock permanently. That's it. Would love honest feedback from anyone who's...

GoldFrame BudgetYNAB costs $109/year. This costs $19. Once. Forever.
YNAB costs $109/year and keeps raising its price. GoldFrame Budget is the offline alternative.
Zero-based envelope budgeting in a single HTML file. No account. No bank sync. No subscription. Your financial data never leaves your machine.
Open the file. Set your income. Assign every dollar to an envelope. Done in 60 seconds.
Includes transaction logging, monthly rollover, net worth tracking, and 8 currency support.
Free to download. $19 once removes the watermark permanently. You own it forever.

GoldFrame BudgetYNAB costs $109/year. This costs $19. Once. Forever.
Ann Sristarted a discussion
I built an offline budgeting tool because I got tired of paying $109/year to be told I'm broke
YNAB hits $109/year now. That's more than my Netflix, Spotify and a bunch of other subscriptions combined. For envelope budgeting. Which is literally just math. So I built GoldFrame Budget. Single HTML file. Opens in your browser. No account. No bank sync. No subscription. Your financial data never touches a server — it lives on your machine. Zero-based envelope budgeting, transaction logging,...
Ann Srileft a comment
One thing I kept wondering while building this: Why do simple freelance tasks like invoices or proposals require full SaaS platforms today? Curious how others here manage those workflows.

GoldFrame Agency SuiteRun your freelance business without SaaS subscriptions
GoldFrame Agency Suite replaces common freelance SaaS tools with five standalone HTML apps that run locally in your browser. Create invoices, proposals, contracts, track expenses, and manage project roadmaps without subscriptions or logins. Just open the file and start working — your data stays on your machine. Just open the file in your browser and work.

GoldFrame Agency SuiteRun your freelance business without SaaS subscriptions
Ann Srileft a comment
Hi everyone 👋 I'm AnnSri — I built GoldFrame out of frustration. As a freelancer I was paying subscriptions for tools I used maybe twice a week. Invoices, proposals, contracts, expense tracking, project planning. Simple tasks. Complex bills. Worse — my client data was sitting on someone else's servers the whole time. So I stripped it back. GoldFrame is five standalone HTML apps that run...

GoldFrame Agency SuiteRun your freelance business without SaaS subscriptions
