📒 Debts and receivables per person, with due dates and SMS reminders
🔗 Contacts are stored by phone number. When the other person signs up, whatever you recorded against their number appears in their account too, so you both see the same figures
🧾 Invoices you can share as a link or export to PDF
👥 Joint accounts for roommates, couples and business partners, with permissions per member
📊 Reports filtered by person or date, exportable to Excel
