Same contribution, 35 years: savings account = CHF 295K. Investment fund = CHF 550K. That's a CHF 255K gap from one decision.
This calculator uses real Swiss provider data (Finpension, VIAC, UBS, PostFinance), not hypothetical rates. It shows 3 scenarios, compares savings vs. investments, and reveals fee impact in absolute CHF.
The cheapest vs. most expensive provider over 35 years? CHF 220K difference. Just fees.
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50+ Swiss credit cards. Hidden fees. Marketing that makes every card sound perfect.
This 5-step quiz matches you with the right card in 60 seconds. Answer questions about spending habits, travel frequency, fee tolerance, and must-have features. Get personalized results ranked by actual fit.
Covers Swisscard, Cembra, UBS, Cornèr, and every major Swiss issuer. Full fee breakdowns included.
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Your bank says "commission-free" currency exchange. They're charging you 1-3.6% in the exchange rate markup. You just can't see it.
This converter shows the mid-market rate and compares what Swiss providers actually charge β UBS, PostFinance, Neon, Revolut, Wise β side by side.
On CHF 1,000 the difference between cheapest and most expensive provider is CHF 20-50. Monthly? That's hundreds per year.
No signup. No ads. No affiliate bias.