Sarathy is the first financial companion built for
international students navigating money in a new country.
Not another budgeting app. Sarathy reads your emotions
before your bank balance — acknowledges you just left home,
explains banking from Day 1, tracks spending automatically,
and gives you one clear next step daily.
Built after 26 interviews. Seedly shut down. Nobody built
this. So a 19-year-old SMU student did.
Most finance apps tell you what you spent. Sarathy asks how you're feeling first.
Built for students and immigrants navigating money alone — anywhere in the world.
- AI chat that remembers your situation
- Mood–Money Mirror links feelings to spending
- Pause Button catches impulse purchases
- Emergency Fund Calculator
- Debt Tracker with one clear next step
- NRI Navigator for Singapore
- SIP Investment Calculator
Free. No sign up. 2 minutes to try.
Sarathy — Your financial companion a friend who reads your feelings before your bank balanceJun 2026
