Hmm so every time I want to purchase something I need to go on here and search for it? I definitely struggle to keep track of what card is good for what categories but I'm not sure the extra step is worth it
@evankimbrell Did you try downloading our extension for Google Chrome? If you're using Chrome, our extension will actually notify every time there's an offer while you're shopping so you never have to think about these deals...we'll do all of that for you!
@evankimbrell Also, we will help you with your category rewards programs (i.e. 2x travel, 3x dining, etc.) but our main focus is on card-linked offers and shopping portals that are associated with your cards. These are at particular merchants, versus categories, and can earn you an average of 7-8% on your money which can be over $1,000 a year in extra rewards!
Thanks for the hunt @kwdinc and hello PH!
I'm Ben, the founder of Kard. I started Kard after moving into my new apartment, and realizing that I had forgone hundreds of dollars of rewards linked to my credit cards simply because I didn't know they existed. I found that these discounts and offers were very difficult to monitor, even with only one credit card, and wanted to build something to fix that. Kard notifies you in real-time while shopping of all the available rewards linked to the cards you already own.
Please take a look (it's free to sign-up) and let me know what you think, I'll be here all day to answer any questions you all might have.
Thanks!
Also, @BenMackinnon: what do you think is the best credit card out there for rewards? I got Chase Sapphire at the recommendation of many friends, and have loved it, but now I'm hearing the new Chase Sapphire Reserve is even better, more points.
@readdanwrite Very difficult question to answer without knowing what you like to use your points for, but I have to agree the new Sapphire Reserve card. It has a steep annual fee, but if you like to travel the 3x on travel and dining is awesome, along with a ton of other ancillary benefits. If you're more of a cashback person, it's hard to argue with the Citi Double Cash card as well.
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This is a good idea. One thing I find hard is not just knowing which card to use to get the most points, but then USING the points-- espec with travel miles. why do they make it so hard, and do you guys help with that or have any suggestion of what does help with that?
@readdanwrite Thanks Dan, and great question! We're focused on the earn side now, making sure you're earning the most points. Credit card companies want you to use your points, they just have very antiquated systems. We'll be working with them over the coming year to make it easier for you! For now, try out something like Award Wallet.
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Wow this is really slick! Do you think rewards/card-linked offers are going to stay the way they are for the foreseeable future? Seems like such a weirdly inefficient process.
@will_goldstein Great question Will! I think card issuers and merchants are still so focused on building the rewards and making them attractive for consumers, that coming up with a better way for consumers to actually utilize them has fallen a bit by the wayside. That's where we come in, our goal is to not only be your one-stop-shop for rewards but also be a hub for the card issuers themselves!
How is this different from services like walla.by and others in the same category? Also, does Kard show card linked offers like BankAmeriDeals? I'm guessing not since those are specific to a user and since you do not require personal card information, there is no way to get that, right?
@_theimmortal_ Hey Balaji, thanks for your question! Wallaby, as well as several other companies, only help you with your category rewards (2x dining, 3x travel, etc.). And to answer your second question, Kard is helping you with your card-linked offers. These offers fall into a broader category of rewards, merchant-specific offers, like your bank's shopping portal for example. We currently have over 1,300 merchant specific rewards in our database that aren't targeted, but you're right that BankAmeriDeals, as well as AmEx Offers, are starting to offer more targeted deals (from the relationships we have with them approximately 60% are not targeted, however). Our ultimate goal is to secure the necessary partnerships to not only make you aware of all offers available to you both targeted and un-targeted, but also enable one-click activation through our applications. We're moving in the right direction! If you have any more questions, please feel free to shoot me a note at hello@getkard.com, thanks!
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