xpenser is an open-source, self-hostable personal finance tracker for income, expenses, vendors, categories, reports, email summaries, It has automated invoice parsing, Telegram bot, API and MCP access.
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Hey Product Hunt,
I built xpenser after outgrowing my own personal finance automation: a Telegram bot wizard for adding transactions into Google Sheets, plus custom spreadsheet charts for statistics.
That setup worked because it was fast and flexible, but it was split across too many places. xpenser turns the same workflow into one app: manual transaction tracking, vendors, categories, dashboard/report periods, multi-currency support, and weekly/monthly email summaries.
The integration angle is still part of the product. xpenser is open source, self-hostable, and includes Telegram workflows, API, and MCP access
so agents can read or manage vendors, categories, and transactions, also it can parse transaction from images.
It is early and still evolving. There is no bank sync, budgeting, net-worth tracking, native mobile app, or mature import pipeline yet. I would rather be explicit about
that and learn what matters most before adding the wrong surface area.
I would love feedback on three things:
1. What do you currently use to track expenses and analyze spending?
2. Is the open-source/self-hosting story clear enough?
3. Does MCP access to finance data feel useful, risky, or both?