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Wump
Know your financial cushion score.
8 followers
Know your financial cushion score.
8 followers
Most people don't know how long they'd survive financially if their income stopped tomorrow. Wump gives you that number — and it rolls with you daily. Answer a few honest questions, no bank linking required, and get your Financial Cushion Score in days, weeks or months. Check in daily, model the next 30, 60 or 90 days, and track whether your cushion is growing or shrinking. One-time purchase. No subscription. Your data stays on your device.
The daily check-in idea is great for building a habit, but it'd be really helpful if you added a simple way to log one-off expenses like car repairs or medical bills that throw off the cushion score temporarily. Maybe a quick "shock event" field that decays over the next 30 days so it doesn't permanently tank the number.
Honestly, the daily check-in is kind of addictive — like watching your safety net actually move in real time. Wish more money tools worked this way instead of just dumping dashboards on you.
Love that this skips bank linking, makes me way more comfortable actually using it. One thing that would help a lot: let me set a target cushion size and show me a realistic timeline to hit it based on what I currently spend and save. Kinda like Wump saying "at this pace you'll reach three months by next spring" would make the daily check ins feel way more motivating.