WorthCalc is a free collection of practical calculators for everyday money decisions. Instead of guessing whether a purchase, subscription, card, car, or housing choice is “worth it,” WorthCalc helps you run the numbers quickly in your browser. Current tools include calculators for installment true APR, subscription audits, rent vs buy decisions, EV vs gas car cost comparison, cashback card break-even spending, commute cost, latte factor, and membership value.

Hey Product Hunt 👋 I built WorthCalc because many everyday money decisions look simple on the surface but are hard to compare clearly. A “0% installment” plan might hide a real borrowing cost. A small subscription can become expensive over a year. A cashback card with an annual fee might only make sense after a certain spending level. Buying a home or switching to an EV depends heavily on assumptions. WorthCalc is my attempt to make these decisions easier to test with simple calculators. The site currently includes tools for: • Installment true APR • Subscription audits • Rent vs buy comparison • EV vs gas car total cost • Cashback card break-even • Commute cost • Latte factor • Membership value Everything is free to use, no account is required, and the calculators run directly in the browser. I’d love feedback on which calculator is most useful, what assumptions should be improved, and what money decision calculator I should build next.

ran my rent vs buy numbers through it and the inputs feel very realistic, not like the oversimplified estimates other calculators spit out. also appreciate that everything just runs in the browser with no sign up nonsense.

WorthCalc

Make money decisions with quick browser-based calculators

Make money decisions with quick browser-based calculators