Hey Product Hunt! 👋 I'm Vimukthi, the maker of Velo. I built Velo because I was exhausted by traditional budgeting apps. They either felt like a data-entry job with endless menus, or they required syncing all my sensitive financial data to the cloud. I wanted a tool that was as fast as texting and completely private. That's why the core of Velo is the "Chat-to-Track" interface. Instead of navigating through multiple screens to log a coffee, you just type natural shorthand like "pizza 10" or "salary 5k" and hit send. It removes all the friction from daily tracking. A few other things I built in to make it fit into actual daily life: Local-First Privacy: Everything is stored directly on your device using a high-performance local database. Your financial data is yours alone. Real-Life Pay Cycles: Not everyone gets paid on the 1st of the month. You can set a custom financial month starting date so your budget resets on your actual payday. Visual Categories: Limitless categories cause decision fatigue. Velo lets you set up to 10 custom categories paired with emojis, reducing cognitive load so you can categorize expenses at a glance. I'd love for you to give it a spin. I'll be hanging out in the comments all day to hear your feedback, answer questions, and take notes for future updates. Let me know what you think!

Velo

Chat to Track. the fastest budget tracker

Chat to Track. the fastest budget tracker