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Van to Vault House Hacking Calculator
See if a duplex could cost less than your rent
8 followers
See if a duplex could cost less than your rent
8 followers
Free calculator that shows what buying a small duplex with 3.5% down and renting out the other unit would cost you per month — often less than renting. Built by someone who went from living in a van to house-hacking a duplex.
ran a couple numbers from my area and it lined up way closer to reality than the rent vs buy spreadsheets i usually mess with. love that it assumes 3.5 percent down instead of defaulting to 20
@elatanaslan That's exactly what I'm hoping to hear! Every calculator I found assumed 20% down, which is a mild nuisance, except when house hacking is probably better if you don't use 20%. Glad it lined up with your real numbers. If you don't mind me asking, what metro were you running? Always curious where the math actually pencils out.
Ran my numbers through it and the duplex breakdown was way more honest than the spreadsheets I've been making. Love that the founder actually lived the van-to-vault path.
@metehanhgei Thanks, Metehan! This genuinely made my morning. I built it around the costs that I actually incurred (like MIP) on my way from the back of my van to a duplex, so I try to base my assumptions off of my experience. If anything felt missing for your own numbers, I'd really like to know, I'm looking forward to continue to improve and refine that calculator and the other tools as well. Appreciate you giving it a real run!
finally plugged in a duplex near me and was genuinely surprised how close it came to my current rent, the breakdown makes the math feel way less intimidating
@bedriye370134 That is wonderful news, and thank you for sharing! Getting a real idea of what you're looking at when assessing your options is the whole point. That, and not having to pay or sign-up for it, is what we're trying to do differently.