Hi Product Hunt! I'm Jorge, from Chile.

Many young people in Latin America get their first credit card or consumer loan without anyone explaining how interest works. A few installments here and there, and suddenly debt behaves like a snowball. I built uwu.money to help them see their money clearly before that happens.

It started as my own need: one place to map all my finances, personal and business, kept apart in separate spaces, to follow how my money flows and spot where to improve.

What you can do today:

Log an expense in seconds from your phone: tap a category, pick the day, done. Add up amounts with + and use the calculator on every screen.
Keep separate spaces for home, your business or a trip.
Track which card or account you paid with.
See it month by month, by category or payment method, plus a full-year spreadsheet view.

No bank login: you type it, you own it. Export or delete everything anytime.

A compound interest calculator to see what saving a little each month can do.

Heads-up: the app is in Spanish for now (Chile and Peru). English is on the way.

What's next: a Loans section linked to your payments and cards, logging expenses from a photo of the receipt, shopping lists and richer stats.

It's a work in progress, so I'd love your feedback: what would help you (or your younger self) stay out of debt? I'll be here all day answering.