Hey PH! I'm James, the maker of toadju. I have 6 credit cards with annual fees totaling over $1,500/year. Last year I realized I was leaving hundreds of dollars on the table — airline credits expiring, hotel free nights unused, statement credits I forgot to claim. And the worst thing is: I still use Excel sheet to manage my 30+ credit card (not including my partner's!) I built toadju to fix this. Upload statements (PDF or CSV) in bulk, and have AI automatically maps transactions against card's benefit catalog. I get a clear picture: here's what I paid, here's what I recouped, here's what's expiring soon. Best of all, I can now get on to the site anytime to check my card portfolio (5/24 if you know what I mean) instead of connecting to my NAS and navigate to my spreadsheet. No bank login. No Plaid connection. Just upload and track. The free tier covers 1 card with full perk tracking. I'd love your feedback — what features would make this a must-have for you?

toadju

Your credit card portfolio and perks insight in one place!

Your credit card portfolio and perks insight in one place!