Most tip pages turn "thanks" into "create an account first." thx.so doesn't. Claim thx.so/yourname in 30 seconds, paste it in any bio. Fans tap, pick an amount, Apple Pay — done in six seconds. No signup, no app. Tips for the bus-fare moment, memberships for the loyal handful, posts for the inner circle, goals for the big push. The four primitives creators actually use. Nothing they don't. Free to start. 0% platform fee.
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Three problems that have been sitting there unfixed for seven years:
1. The fees eat the small tips alive. A $3 tip on Buy Me a Coffee leaves the creator with about $2.46 after platform + Stripe cuts. The marketing page says "5%" — the actual take rate on the small tips that actually dominate is closer to 18%.
2. The signup wall is the conversion killer. Every tip platform that asks fans to "create an account first" loses 40%+ of them at that step. They landed wanting to thank you and got redirected into onboarding for someone else's product.
3. The "tip page" became a creator suite. Buy Me a Coffee bolted on shops, memberships, posts, commissions over seven years. 95% of creators only want tips — but the page they get is designed for the 5% who want everything, and the bloat drags the actual tip flow past 30 seconds.
(And in Japan, where PayPay and LINE Pay are how fans actually pay, global platforms have never supported either. The local alternative charges 10%.)