Most finance apps show you what already happened. Thryvest tells you what it means. Connect through Plaid and it reads 2 years of real transactions, then scores your position out of 100 across four weighted areas: debt, emergency fund, savings rate and spending. From there it ranks specific moves by impact — what to pay down first, what cash should be earning more, how far you are from a full emergency fund. No budget to build, no categories to tag. Demo mode needs no signup - thryvest.com/demo

Hi PH 👋 I built this because I couldn't answer basic questions about my own money. Seven accounts, no idea where anything went, and no app would tell me — they'd show me a balance and stop there. Thryvest reads the accounts and answers the things that actually matter: where the money goes, how long you'd last without income, what a card balance really costs per year, and when the debt is genuinely paid off. Then it ranks what to do first. There's a demo mode with no signup and no bank connection if you'd rather look before trusting it — thryvest.com/demo Genuinely want to know: does the demo make you want the real thing, or does it satisfy the curiosity? That answer matters more to me than upvotes. Free while it's in early access.

Thryvest

An AI CFO that scores your finances and ranks what to fix

An AI CFO that scores your finances and ranks what to fix