Launched this week

Terma
Track subscriptions & contracts. Your data stays yours.
2 followers
Track subscriptions & contracts. Your data stays yours.
2 followers
Terma is a subscription, contract, and warranty tracker that never asks for your bank login — everything stays on your device by default. Photograph a bill and it reads out the amount, dates, and notice period, citing the source text. It works out your country's real legal cancellation deadline (not just the renewal date) and can add it to your calendar, flags cheaper plans for things you already pay for, and writes cancellation letters for you. Free to start, on Android now.







Hey Product Hunt! I built Terma solo after I kept losing track of free trials turning into paid subscriptions and contracts auto-renewing past their notice period.
Every tracker I tried wanted bank access to scan my transactions or stored my data. I didn't want that, so Terma works differently: everything stays on your device by default, no bank login, ever.
Photograph a bill or contract and it reads out the amount, dates, and notice period, with the source text highlighted next to each field so you can verify it. It also works out the real legal cancellation deadline for your country (not just the renewal date), can add it straight to your calendar, flags cheaper plans for things you already pay for, and writes the cancellation letter for you.
Available on Android. Would love your feedback and happy to answer anything here!