Hey all, I built Stash after getting fed up with the tradeoff every budgeting app seemed to force on me: either type in every transaction by hand, or connect my bank account and trust some server, somewhere, with my full financial history and uncertainty to whom my data will be sold/leaked. I wanted something that could actually do the tedious part automatically, without asking me to give up privacy to get it. That's what Stash does. When your bank sends a payment notification — a push notification or an SMS, the way most banks confirm a charge — Stash reads it on-device and logs the transaction automatically, categorized and ready, no typing required. Take a photo of a receipt and it reads the merchant, amount, and line items the same way. Drop in a bank statement and it parses and categorizes the whole thing. All of that happens on-device — there's no server it's sending your data to, because there's no server involved at all. Your financial data is encrypted and stays on your phone. Beyond the automatic capture, it also handles multi-currency spending if you deal with more than one currency, and tracks credit card due dates so you don't get hit with a late fee you didn't see coming. There's no ad model here and no data to sell, which isn't a policy decision so much as a consequence of how it's built — the app just doesn't have access to anything beyond your own device. Would genuinely appreciate any feedback, especially from anyone who's tried a budgeting app and quietly wondered where their transaction data was actually going. Happy to answer questions below

Stash

Private budgeting. Your finances never leave your phone.

Private budgeting. Your finances never leave your phone.