Spendio — Understand where your money actually goes Most budgeting apps overwhelm you. Spendio keeps it simple. Upload your bank statements and get a clear view of your income, spending, and top merchants—month by month. No bank connections, no clutter, just real insight into your money. Built for people who want clarity, not complexity.
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Spendio — Understand where your money actually goes
Most budgeting apps connect to your bank… but still leave you confused.
Spendio takes a different approach.
Instead of overwhelming you with raw transactions, Spendio helps you actually understand your money — where it comes from, where it goes, and how it changes month to month.
Upload your bank statements (CSV for now), and Spendio automatically organizes everything into a clean, visual dashboard:
See exactly how much you earned vs spent each month
Track top merchants and where your money is going
Separate money in vs money out — even for the same merchant
Get a clear breakdown without needing to connect your bank
No logins. No syncing issues. No clutter.
Just simple, powerful insights into your finances.
We’re building Spendio for people who want clarity, not complexity.