Hey Product Hunt 👋 I'm Ed — a senior, and until recently, not a developer. I built Smart Envelope AI because I wanted the classic cash-envelope budgeting method (put your grocery money in one envelope, gas money in another) without carrying actual cash or connecting my bank account to yet another app. How it works: Set a spending limit for any category — groceries, gas, whatever you want Add expenses by speaking, snapping a photo of a receipt, or typing Always see exactly what's left before you spend No bank login, ever — nothing to link, nothing to expose Why I built it this way: I wanted something simple enough for people who aren't finance nerds, private enough that it doesn't ask for your banking credentials, and fast enough that logging an expense takes seconds, not a spreadsheet session. 14-day free trial, then $4.99/month. Cancel anytime. 🔗 Learn more: smartenvelope.app 📱 Download on the App Store Would love your feedback.

Smart Envelope AI

Know what you have left to spend before you buy

Know what you have left to spend before you buy