Pip: The number your bank won't show you

Pip is a money companion that gives you Spendable Cash Today: one calm number before the next purchase, so you can stop guessing from your bank balance without building a budget.

Hey Product Hunt! 👋 I'm Tyler. I built Pip. I did this because I see people in my daily life constantly just checking their bank balance to see if they can spend money, and they use that as validation to make purchases. The problem is they're not accounting for all their bills, their savings goals, any type of future spending, or incoming paychecks. 💸 So I created a system that does all that for you. After accounting for bills and spending goals, it gives you one simple number: **Spendable Cash Today** 🤖 Then I gave it basic AI agent functionality. It actually is a lot more convenient than checking your bank account because you just open Pip and ask: * 💰 What's in my bank account? * 📅 What kind of bills do I have coming up? * 📉 Why is my Spendable Cash Today going down? * 💻 I want to buy a $5,000 computer. Do I have that money? * 🎯 If not, let's create a plan to save that money and buy it in the future. It lets you talk to your personal finances while doing simple automatic budgeting for you, for people that don't want to budget or deal with spreadsheets, or even use banking apps in general and deal with logins and all that nonsense. 🔓 I also open sourced Pip for trust.

Love the "one calm number" idea, that kind of simplicity is rare in fintech. One thing I'd want is a gentle heads-up before recurring subscriptions hit, like a small weekly nudge showing what's coming out so the Spendable number doesn't suddenly drop. Would make planning feel even more proactive.