Launched this week
Payback: Money & Expenses
Track who owes what — without a login or a bank connection
10 followers
Track who owes what — without a login or a bank connection
10 followers
Payback is a local-first money tracker built on three buttons: I gave, I got, I spent. Track dues with friends, split expenses, log spending, and manage recurring bills — then share a clean summary on WhatsApp. No account required, no bank connection, no data collected. Your records stay on your device.
A question for anyone reading: what do you currently use to remember who owes you small amounts — Notes, a group chat, or just vibes? I'm genuinely curious where this fails for people.
If you try it and the first screen confuses you, that's the single most useful thing you can tell me. I'd rather hear "I didn't get it" than a polite "looks nice."
Ohhh, all those people who owe me money are about to rue the day! Very cool app!