Most budgeting apps do the work for you. Until you realize you've stopped paying attention. OwenFlow is built around manual entry. Every expense, every income, every debt: you enter it yourself. When you type in that $14 coffee, you feel it. Know where your money goes. - Income, expense & debt tracking - Recurring transactions - Monthly reports & spending breakdown - OwenFlow Score - Smart Insights No bank sync. No subscription trap. Just you and your money.
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Maker
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Hey Product Hunt! 👋 I'm Ozan, the maker of OwenFlow.
Personal finance has always been something I genuinely care about. Knowing exactly where your money goes, being intentional with every dollar — that mindset changed how I think about money. So I decided to build the app I actually wanted to use myself.
OwenFlow is built around a simple belief: When you manually enter your expenses, you pay attention. And when you pay attention, you make better decisions. That awareness is the whole point.
Yes, manual entry takes a few extra seconds. But that small friction is what makes you feel every purchase. And feeling it is what changes your habits.
I use OwenFlow every day. It keeps me honest.
Know where your money goes, one intentional entry at a time.
Would love your feedback. Happy to answer any questions! 🙏