👋 I'm Rutvik, solo developer from India — and I built Owe3 entirely by myself. Here's what makes Owe3 different from Splitwise or Venmo: → Settlements are real — not IOUs. When you settle, a transaction confirms on Ethereum. No "I'll pay you back later." → One signature, multiple debts — our DivvyBatchTransfer smart contract clears all your group debts in a single on-chain transaction. → No wallet? No problem — sign in with email/password and still use all features. Wallet is optional, not a requirement. → Completely free — no paywalls, no 10-second ads, no daily expense limits (looking at you, Splitwise). → Live on Base mainnet today — real USDC settlements, not just testnet. Your money, your chain. Would love your honest feedback 🙏

Owe3

Split bills. Settle on-chain.

Split bills. Settle on-chain.