Hi Product Hunt community! 👋

I built No-Suit Retirement Companion because navigating retirement planning in the U.S. has become needlessly expensive and complicated. Most commercial retirement tools require invasive bank logins, costly annual subscriptions, and complex spreadsheets—often serving as lead-generation funnels for financial advisors charging 1% AUM fees.

No-Suit Retirement Companion is built on a different principle:

Kitchen-table retirement math that runs in under 60 seconds, 100% free, and completely private in your own browser (zero bank logins, zero accounts, zero data stored).

Key tools included:

• The Two-Envelope Test: Calculate true net Social Security after the official 2027 3.6% COLA and Medicare Part B deductions (with statutory Hold Harmless protection).

• The $400K 3-Bucket Crash Shield: An 8-year defensive cash & bond runway that protects living expenses from stock market drops.

• The 1984 "Ghost Tax" Speedometer: Calculate provisional income and pinpoint your annual Roth conversion "sweet spot" inside the 12% federal bracket.

• SECURE 2.0 Catch-Up & 2027 Saver's Match: Check the $11,250 catch-up window (ages 60–63) and new 50% federal matching deposit rules.

I’d love to hear your feedback on:

1. Is the visual layout intuitive and legible for pre-retirees and seniors?

2. Are there other federal retirement rules or calculator features you would love to see added?

Thank you for checking it out and supporting independent, privacy-first software! ☕🇺🇸