A smarter mortgage experience for borrowers and brokers. Mortgage Decision Engine combines affordability analysis, DTI insights, buyer profiling, approval probability, and interactive what-if simulations into one guided experience. Instead of just showing a payment, it helps users understand whether they’re financially ready to buy a home.
I built Mortgage Decision Engine after noticing how confusing the early home-buying process still is for most borrowers.
Most mortgage calculators only answer:
“What’s the monthly payment?”
But buyers are usually trying to figure out:
• Am I financially ready?
• Is this payment actually comfortable long term?
• Will lenders actually see me as a strong borrower?
• Should I wait a few months?
• What happens if rates change?
• Am I stretching too far?
So instead of building another basic calculator, I designed a more guided mortgage readiness experience that combines:
• borrower profiling
• affordability analysis
• approval insights
• breathing room calculations
• what-if simulations
• next-step recommendations
A big focus during development was making the experience feel clear and genuinely useful instead of overwhelming buyers with numbers.
I spent a lot of time thinking about:
• guided flows
• visual feedback
• borrower confidence
• interactive scenarios
• simplifying financial decisions
Would genuinely love feedback from:
• mortgage professionals
• fintech builders
• UX people
• the Product Hunt community
Would a tool like this help you feel more confident before speaking to a lender?
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