Hey Product Hunt! 👋 I'm Chetan, the maker of MoneySplit. **The Inspiration** A few months ago, my mom looked at my credit card statement and asked a very simple question: *"Why is your bill over ₹50,000 every month, and what exactly are you spending it on?"* The embarrassing truth was that I had absolutely no idea where it was all going. **The Problem** I immediately went to the app store looking for a daily expense tracker. But as a backend engineer who deeply values data privacy, I was incredibly frustrated by the options. Almost every app out there demanded a phone number, forced a cloud sync, or was bloated with social features I didn't care about. I didn't want my financial data sitting on someone else's server just so I could see my own budget. **The Solution** I decided to just solve my own problem and spent the last 5 months building MoneySplit. It is designed to be completely offline-first and strictly private. It automatically catches your spends by parsing bank SMS alerts directly on your device. It tracks your recurring bills, subscriptions, and EMIs, and gives you a simple, clean visual of your budget. Zero cloud sync, zero forced sign-ups. Your data never leaves your phone. Since frontend isn't my main domain, I relied heavily on a clean, card-less Material 3 design to make it highly usable and clutter-free. I’m really excited to share this with you all today. I'd love to know: * What feels most useful to you? * What is missing that would make you switch from your current setup? I’ll be hanging out in the comments all day to answer any questions and hear your feedback!

MoneySplit

Track your spends,subscriptions not your data. 100% offline

Track your spends,subscriptions not your data. 100% offline