Hi Product Hunt 👋 I'm Muhammad, a product designer.

I built MoneyBook because every expense app I tried wanted an account, a bank login or a subscription before I could log a single coffee. I just wanted to write down what I spend, fast, and see where it goes.

So that's what MoneyBook does:

• Log a spend in two taps: amount, category, done.

• Activity shows every spend by day; Stats shows where it went by category, with month-end pace.

• Bills remind you on the day, and one tap marks them paid.

• Nine widgets for the Home Screen and Lock Screen.

• Optional: a daily "safe to spend" number worked out from your pay, bills and pay day.

Private by design: no account, no bank connection, no ads, no analytics. Everything stays on your iPhone. It's free, with optional tips.

I'd love honest feedback. What would make you open an expense tracker every day?